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What is Whop? 

Whop is a checkout and payment infrastructure platform that enables businesses to accept traditional card payments and offer Buy Now, Pay Later (BNPL) financing options.

For Simple Mining customers, this means more flexible payment options at checkout when purchasing miners. 


Whop has a few different verticals that each offer different kinds of financing. They are as follows: 


Splitit: 

  • Does not issue a new loan on the purchase but rather uses the customer's existing credit cards to verify the transaction. 
  • Once the purchase goes through, a hold is placed on the credit card for the full amount and the balance is paid down over monthly installments. 
  • This option is best for customers who have an available credit card with a higher available balance to purchase machines with. 

Klarna: 

  • Klarna issues short-term financing or installment loans. It can offer “Pay in 4” or longer-term monthly financing.
  • Klarna is loan based, and can have soft - hard credit pulls. 
  • Repayment structures include a short-term "Pay in 4" option (four equal biweekly payments) and longer-term monthly installment plans — confirm current plan availability with Klarna directly. 

Afterpay: 

  • Afterpay typically uses a “Pay in 4” model — four equal payments spread over a short repayment window (verify the current schedule directly with Afterpay).
  • Is a shorter payment term than the previous options. 
  • No hard credit checks and a rigid payment schedule. 

Sezzle: 

  • Sezzle is also typically a “Pay in 4” provider.
  • Focused on short-term installment payments on the purchase of machines. 
  • It may also offer credit-building options to select customers — confirm current availability with Sezzle directly. 
  • The approval process is usually quicker than other Whop products.

Zip Pay: 

  • Zip Pay offers short-term installment financing, often structured similarly to Pay-in-4 products.
  • Offers the quickest approval process, a simple repayment structure. 
  • Zip Pay is generally designed for everyday consumer purchases and is unlikely to be the most practical option for customers purchasing high-value ASIC miners — confirm current purchase limits with Zip Pay before proceeding.